Want to learn how to save money during the holidays? It’s the holiday season, so you know what that means! It’s time to think about holiday gifts, holiday parties, and holiday food galore! It’s also time to get serious about gift shopping and party planning. Maybe you even have some holiday travel planned to see … Read more
The American dream is a goal we’ve all heard of at some point in our lives. This dream involves raising a family, building a successful career, and (most importantly some would have us believe) owning a home. Everybody dreams about owning a home and it’s marketed as the biggest asset in life. But is owning … Read more
THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION. If you have ever received a gift card that you don’t want, chances are you tossed it into a drawer and forgotten about it. But this unwanted gift doesn’t have to be worthless. You can take these gift cards that are just … Read more
Raise your hand if you know you could be doing something to save a nice bit of cash each week but for some reason or another, you just don’t. Maybe you have a hard time getting your act together to pack a lunch each week or somehow you never find the time to look for … Read more
THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION. With inflation increasing and the Federal Reserve raising interest rates, you would think that your savings account would start paying you higher interest. Yet, the average savings account is paying close to 0%, and the average one-year CD is paying just 0.6%! What can … Read more
Spend little, save a lot, achieve financial independence and retire early. It’s the dream of many to be able to exit the traditional nine-to-five workforce and spend the rest of their days living a life of leisure. Early retirement is certainly a popular goal, but it’s one I quite honestly do not share. There are … Read more
THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION. It’s that time of year again. As August rolls around, parents, children, and teachers start thinking about school again. With school comes supplies and new clothes for the fall! Here are the five top tips for getting through this school shopping season … Read more
We can all agree that living paycheck-to-paycheck is not an ideal situation. And it’s just as obvious that individuals doing this still need to save their money and build a financial cushion so they can finally feel secure. Unfortunately, the basic rules of saving money are simple but not easy – particularly if you’re already … Read more
THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION. You’re not alone if you’re confused by real estate jargon. Technical terms like earnest money, option fee, down payment, escrow, and closing may feel intimidating to the first-time home buyer. Learning these terms helps avoid misunderstandings during the home purchase agreement. What … Read more
It is no secret I am a huge fan of stay-at-home moms. I know the choice is not the right one for everybody. For one thing, staying at home is often a thankless job and it’s also much more stressful than many jobs out there. However, there are plenty of benefits as well, chief of … Read more