Most entry-level credit cards are boring and bare-bones. If they earn rewards at all, the rate is usually low, like a flat 1% on all purchases. The Credit One Platinum X5 Visa credit card might be an entry level credit card, but it’s hardly boring. Though designed for applicants with fair credit, it earns a … Read more

Are you interested in early retirement and financial independence? Today, I have a great interview with Lauren and Steven, a couple who managed to save enough money to retire from their full-time jobs at the age of 29. They have done some really fun things since freeing themselves from full-time work, such as spending six … Read more

It’s a big decision to join the military. Members of the Armed Forces face a slew of risks to their physical safety and psychological well-being. They make many trade-offs in their personal lives as well, from frequent moves to new towns around the United States to overseas deployments that challenge even the strongest families. To help offset … Read more

Whether you’ve dealt with insufficient income and mounting bills for years or face a new, unexpected challenge such as a big medical expense or a lost job, it can be frustrating to watch the interest pile up on your unpaid obligations while wondering how you’re going to make ends meet each month. Fortunately, there are plenty of … Read more

Huntington Bank has a comprehensive lineup of business bank accounts. These include three checking accounts tailored to the needs of small and midsize enterprises, three feature-rich business savings accounts, an array of business credit products, and powerful value-added online banking capabilities housed in Huntington’s Hub for Business. If you’re looking for a new business banking … Read more

A bad credit score hurts you in many ways. It makes it harder to get approved for a loan, rent an apartment, and get a job. You pay more interest on loans you do get. Insurance is pricier. It can put a strain on your relationships. Not to mention it just feels crappy. Whether your … Read more

Few words in the English language are as positive and upbeat as “bonus.” Sure, it can be used sarcastically at times, but it makes most of us think of extra cash around the holidays or perhaps a prize from a contest or raffle. I’m sure you’ve seen advertisements online, found fliers in your mailbox, and … Read more

Lenders prefer borrowers with good credit scores. It’s a fact of life — and some lenders deal only with folks who have good credit.  But loans aren’t the only financial products your credit score may have a bearing on. Poor credit could mean higher car insurance and other insurance premiums, difficulty getting a new bank … Read more

When you think of retirement planning, the first investment options you likely think of are IRAs, 401(k) accounts, and maybe pension plans.   An annuity could make sense as part of your retirement plan too. When you sign an annuity contract, you agree to make one large payment or a series of periodic payments in exchange … Read more

Your golden years are supposed to be… well… golden. The last thing you want to worry about in retirement is money. That’s why retirement planning is such a big business.  If you’re like most people, you have most of your retirement savings in the stock market through retirement accounts like IRAs, 401ks, and pension plans. … Read more