Credit repair services and credit monitoring services often make it a point to dispute negative items on your credit report. This is because negative information about your payment history, and inaccurate information about your credit habits, can damage your credit score. When you dispute these negative items, the creditor that reported them has 30 days … Read more
A credit limit is the maximum amount of money you can borrow on your credit card. It is an essential factor in determining your credit score because it’s used to calculate your credit utilization ratio. The card carrier determines your initial credit limit, but they may offer you a higher credit limit or automatically increase … Read more
THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION. Are you thinking of buying a hybrid car to save money on gas? If you’re like many, the answer is yes. But before you start looking at various hybrid vehicles and getting excited about the money you’ll save, know that you might … Read more
One of the rules of frugal grocery shopping is to buy in bulk. Indeed, we’re told to buy larger amounts of the things we like when they are on sale so that we save money in the long run. However, in some cases it’s actually better to forgo buying in bulk. Here are eight things … Read more
THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION. When it comes to buying a car, there are many different options available to you. You can buy a car with a loan from a bank, you can lease a car, or you can buy a car outright with cash. Each option … Read more
THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION. How much do you make a year at 20 dollars an hour? While you could seek out a salary calculator, the math is simple and can be done easily. Assuming you work 40 hours a week, earning $20 an hour means you … Read more
THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION. Moms, if you’re seeking practical ways to boost your income and add a financial cushion to your family’s budget, you’re in the right place. We cover over 60 actionable side hustle ideas tailored for busy moms. No time wasted, no unnecessary details … Read more
For many of us buying a car is the second largest purchase that we’ll ever make. Since it often requires financing, it’s been compared to buying a home — which is commonly our first largest purchase in terms of total dollars spent. So you likely question yourself, “Can I buy a car with a credit … Read more
Looking for the best jobs for single moms? Being a single mom can be hard because you have to manage both your job and taking care of your kids. There are not many hours in a day, so it’s probably important to you to find a job that pays you a good income and lets… … Read more
It’s exhilarating when you finally catch on to the power and freedom that comes from saving money to pay for things rather than using credit cards and loans. But, unless you’re a professional, it can also be overwhelming as you try to keep multiple objects airborne without dropping one (or all) of them. Sure, you … Read more